If you want to Invest regularly…Don’t track expenses

If you want to Invest regularly…Don’t track expenses

A lot of websites on personal financial planning ask you to track where you spend your money and use that information to cut down on spending and increase the investments. When you are doing this you are essentially looking at the following mathematical equation between Investment, Income and Expenses: Continue reading “If you want to Invest regularly…Don’t track expenses”

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A simple system to become wealthy

A simple system to become wealthy

An existential question – How do I become wealthy? There are many ways to answer this question however the essence remains the same every time. In this blog I will try to summarize this in using a simple system that anyone one can use and increase their chances of becoming wealthy. Continue reading “A simple system to become wealthy”

The Real Cost of Fee on Portfolio Returns

The Real Cost of Fee on Portfolio Returns

Over the last week there has been a spurt in discussions on the traditional insurance cum savings products and how they are misunderstood by investors in India. Many of us know that these products have multiple layers of charges that make them difficult to understand and operate. So I thought of highlighting how the investment returns differ with different levels of Fee charged by the investment service providers. Continue reading “The Real Cost of Fee on Portfolio Returns”

Waiting for Perfect Information

We are all waiting for that perfect investment opportunity where the risks are minimum and the returns are phenomenal. Looking for the best deal,  the best stock, best mutual fund, best car…the analysis goes on forever. The second best is not good enough. Continue reading “Waiting for Perfect Information”

What you are doing wrong by Saving Money?

Your new year resolution has been to save more money; you are trying to spend less and salt away some money on a regular basis. You are hoping that this will help you get the the international holiday,  down payment for a new house, Continue reading “What you are doing wrong by Saving Money?”