Investing for tax savings

If you are one of those who are scrambling to invest at the end of the year - mostly you would fall in the category of investors who are parking money in sub optimal investments or investing at odds with your financial goals. The reason I say this is because financial goal planning precedes tax planning and …

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Dear Zindagi …

Yes this post is inspired by Shah Rukh Khan's movie "Dear Zindagi". For those of you who have not seen the movie, Shah Rukh Khan plays a the role of a life coach ("Jug") who just listens to people and gives them simple advise on how to go about living life. When I saw the movie, I found some of his …

Don’t Worry About Things That You Can Not Control

The 3 key things which can help in calculating the amount that will returned on an investment are as follows: a. Amount to be Invested (P) b. Duration of Investment (T) c. Rate of Return (R) Mathematically (& simply) put the Maturity Amount (A)  for this investment is represented by the following equation: A = P * …

If you want to Invest regularly…Don’t track expenses

A lot of websites on personal financial planning ask you to track where you spend your money and use that information to cut down on spending and increase the investments. When you are doing this you are essentially looking at the following mathematical equation between Investment, Income and Expenses: Investment = Income - Expenses     In essence …

A simple system to become wealthy

An existential question - How do I become wealthy? There are many ways to answer this question however the essence remains the same every time. In this blog I will try to summarize this in using a simple system that anyone one can use and increase their chances of becoming wealthy. Start Early - Start Investing Now!!! Not next week, Not next month, …