My name is Rahul Jain, and I am based out of Bangalore, India. I have been working for the last 25+ years in Corporate Finance and Consulting in various companies across the globe. I have a Certified Financial Planner (CFPCM) certification (Registration#89436) since 2016.
I am on a journey…a journey to understand Personal Financial Planning better. I use this blog to share what I learn, unlearn and then relearn. I believe that I know where I am headed, and I want to use what I learn to maximize my chances of getting there…
Hope you find these posts useful and provide some guidance on getting to where you are headed.
Publications and Financial Literacy Contributions:
- My post “The Risk of Living too Long” was selected by Pension Fund Regulatory and Development Authority (PFRDA) for a Financial Literacy initiative on Pension Sanchay.
- As a member of the of the Council of Financial Planner (COFP), a society of certified professionals in personal finance – I contribute regularly to community building, financial literacy and thought leadership.
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I am excited to bring you valuable insights and expert guidance on all things financial planning by:
Unlocking Your Financial Potential – Are you ready to take control of your financial future? Look no further! My blog is packed with expert insights, practical strategies, and thought-provoking articles designed to help you navigate the complexities of personal finance and achieve your financial goals. Whether you’re a novice or a seasoned investor, the content caters to all levels of financial expertise.
Expert Advice & Proven Strategies – I am passionate about sharing their knowledge with you. From retirement planning, investment strategies, tax optimization, to debt management, my blog covers a wide range of topics to empower you with the tools and knowledge you need to make informed financial decisions.
Join the Financial Planning Community – I believe in the power of a supportive community, and I invite you to be a part of ours. Engage with fellow financial enthusiasts, ask questions, share experiences, and exchange ideas. Together, we can inspire, support, and learn from one another as we journey towards financial success.
Take the First Step – Ready to kickstart your financial journey? Visit the blogs on this site to access a wealth of resources and start your exploration of my content. Don’t forget to subscribe to my newsletter, so you never miss an update!
I am thrilled to connect with you and empower you on your path to financial success. Join me in this exciting adventure and let’s unlock your financial potential together!
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My Story
Let me share with you a little story – it’s about money, dreams, and a journey to financial clarity.
You see, with an MBA in Corporate Finance tucked under my belt, the concept of managing my finances was always on my radar.
Investing for the future? Check.
Saving for the kids’ education? Check.
That dream car and cozy home? Double-check.
But here’s the thing – till about a decade back, the options were limited, and I did my best to navigate through the maze of investments and insurance with the advice and the tools that I had.
My portfolio – it was a colorful mix of everything the bank “relationship managers” could talk me into. Moneyback policies with more laugh than coverage, ULIPs, a sprinkle of direct stocks, and the good old Fixed Deposits. Each sales pitch felt like a one-way ticket to commission city for these so-called “advisors” and “relationship managers”. My gut screamed conflict of interest, but the options seemed scarce.
I got weary of the endless parade of Mutual Funds, Life Insurance, Medical Policies, and whatnot being thrown my way. It was like these relationship managers had a sixth sense for when to pounce, all without knowing a thing about me, my family, my life goals or where I wanted to steer my life. I started to push back, saying “No” more often than not.
Around 2015, I decided it was time to get more methodical about my personal financial planning. I was on the lookout for a guide, a mentor, someone who could help me on this quest. But all I found were more sales pitches dressed up as advice. I knew there had to be a better, a more scientific approach out there.
Then, like a beacon, I stumbled upon the Certified Financial Planning certification. The CFP is the most desired and respected global certification for those seeking to demonstrate their commitment to competent and ethical financial planning practice. The ethical practices and the fiduciary role were a game-changer and key attraction for me. I enrolled into the self-paced study program and balancing with my work, I was able to complete this certification in under a year in 2016. The knowledge and process that I understood helped my recast my personal finances, with each of its part working in harmony towards my life goals.
With my continued education and subsequent readings, I decided to share some of my journey with you through this website. Whether you’re just starting out or looking to refine your financial strategy, I hope some this will help you chart a course to a future you can look forward to.
So, happy reading and let’s talk about turning your financial dreams into a reality. Because in the end, it’s not just about the money – it’s about living the life you’ve always imagined.
Fine Print
The views and opinions expressed on this site are those of the post’s author only. The authors aren’t engaged in rendering legal, financial or other professional services. This site has been provided solely for information purposes and does not constitute an offer or solicitation of an offer or any advice or recommendation to purchase any securities or any other financial instruments and may not be construed as such. The author makes no representations as to the accuracy or completeness of any information in this post or found by following any link in this post. The authors specifically disclaim any responsibility for any liability, loss or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this newsletter.
Please consult a Government Registered & Certified Financial Planner to know what best suits your profile.
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