Life Insurance karaya kya?

Life Insurance karaya kya?

“Life Insurance karaya kya (Did you get Life Insurance done?)” – Typically this is part of all water cooler conversations in the last quarter of the financial quarter (Jan-Mar). Earlier in the year the savings declarations have been done and now the Damocles sword is hanging to pay some insurance premium before 31-Mar due date. Having figured out that most of the life insurance policies are sold at this time of the year, the Insurance companies also release a frenzy of advertising across all media channels to sell their own products.

Typically, this is how the water cooler conversations go and the decisions are made: Continue reading “Life Insurance karaya kya?”

Advertisements

Start Young Live Big

Start Young Live Big

Heard this tag line on the radio for the new Audi Q3 and it occurred to me what an apt line for my next blog. I am sure you will know that I am not recommending that you go and buy the new car. Continue reading “Start Young Live Big”

The Robos are here

The Robos are here

Traditionally most Indian investors have either done a “Do it Yourself” (DIY) financial planning or a limited number of investors have actually used a Financial Planner to plan their financial goals. However, the Indian Financial planning eco system is now evolving to the next phase with many companies providing Robo Continue reading “The Robos are here”

The Risk of Living too Long

The Risk of Living too Long

As per “The 100-Year Life” a book by Lynda Gratton and Andrew Scott a baby born in the west today is likely live till a ripe old age of 105. Similarly the life expectancy in India has been steadily been increasing over the last many decades. As per a World Bank study it was a shade above 40 years around 1960s and currently it is Continue reading “The Risk of Living too Long”

It Depends

It Depends

Invariably when I start talking to people about their financial health, most people within the first few minutes want to know the next big “Investment Idea”. Some of these people are smart investors have collected a lot of money but still are always looking for that one tip which can make them money faster. All they ever get from me is “It Depends”… Continue reading “It Depends”

Waiting for Perfect Information

We are all waiting for that perfect investment opportunity where the risks are minimum and the returns are phenomenal. Looking for the best deal,  the best stock, best mutual fund, best car…the analysis goes on forever. The second best is not good enough. Continue reading “Waiting for Perfect Information”

If you don’t know where you are going…

You must have heard this famous quote “If you don’t know where you are going, any road will get you there” in context of planning of a number of things in life starting from Career to Life Goals. This quote which is paraphrased from an exchange between Continue reading “If you don’t know where you are going…”