Keep Calm and Invest On

While I am writing this - Britain has decided to exit from EU, India Markets are down about 2+% and there are many posts on how to make the most of this event. Some are suggesting buy more to average the cost while some are suggesting sell all and then re-enter the market later. With so …

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The Real Cost of Fee on Portfolio Returns

Over the last week there has been a spurt in discussions on the traditional insurance cum savings products and how they are misunderstood by investors in India. Many of us know that these products have multiple layers of charges that make them difficult to understand and operate. So I thought of highlighting how the investment returns differ with different levels …

Financial Literacy for Children

Talking to a colleague about Financial Literacy - we figured out how Financial Literacy is almost missing at schools and in most families money as a topic is not talked about. In schools children are learning the formulas for simple interest & compounding but not in the context of money and how it relates to their lives. At …

Life Insurance karaya kya?

"Life Insurance karaya kya (Did you get Life Insurance done?)" - Typically this is part of all water cooler conversations in the last quarter of the financial quarter (Jan-Mar). Earlier in the year the savings declarations have been done and now the Damocles sword is hanging to pay some insurance premium before 31-Mar due date. Having figured out …

Being healthy is one of the best decisions that I have made

I truly believe that one of the best decisions that I took a few years back was to become healthy and stay healthy - which meant that exercise became part of my daily schedule and I started keeping an eye out on what I eat and drink. The time I spent on exercise gives me some time to …